Beginner’s Guide To Financial Independence & Early Retirement: How You Can Quit Your Job And Live Your Dream Life Before 40

“What’s financial independence? Retire at 30? What are you going to do? That sounds boring!”

Recently I struck up a conversation with a co-worker that went something along those lines. I’m always a bit weary to bring up the topic. You never know how people will react. Generally, people are either interested in learning more about financial independence & early retirement or strongly against anything slightly unconventional.

The notion of financial independence – never having to work another day in your life – before you’re 50 years old is a very contrarian and controversial topic these days.  And although it’s enjoyed a surge in popularity as of late and has even become a bit of a buzz word, there’s still many people out there who are unaware.

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Heat Adaptation and Low A/C Bills in Texas This Summer

This is something I get a lot of shit for from friends, family, and co-workers so I figured this was a great topic to talk about. It’s the end of July here in Texas, which means frequent 100+F (37+C) days. Unless you’ve been practicing heat adaptation, chances are your A/C bill is going to be ridiculously high this summer.

The topic of the weather is a natural thing for Any Human Ever to talk about. So beginning in May and ending in November here in Texas, it’s typical to hear people subtly complaining about the weather quite frequently with, “Waah! It’s so hot outside!”. OK that’s not so subtle and I’ve been guilty of saying this often, too. 

Call me crazy, but I no longer think this way. Yes, it is hot. But I’ve found a sweet trick that helps mitigate the misery. Not only that, it helps you to become less reliant upon the modern convenience of the A/C unit.

I wanted to bring up two important topics that I think embodies the mindset here at Just Stop Spending quite well: First is Heat Adaptation and the second, which is an effect of the first, is Low A/C Bills. 

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